Monday, August 20, 2007

Affordable Dental Plans

Now that it is back to school time and your child will be required to bring in completed dental and medical examination forms, it might be time to give some thought to your family’s dental plan. What if you or your children need some serious dental work? What if your child needs orthodontic treatment? If there are any senior citizens living in your household, they may have medical coverage through Medicare, but do they have an affordable dental plan?

It is a known fact that 7 out of 10 Americans do not have a dental plan. Even among those who do have dental insurance, many dental plans prove to be very inadequate. In my work as an AmeriPlan® Independent Business Owner, I speak to many individuals each day who lack affordable dental coverage. Even if they have the good fortune to have dental insurance provided by their employer, often these plans do not provide any coverage for orthodontic treatment for their children, have waiting periods for ongoing conditions, and most have serious limits on coverage. With the high cost of dentistry, a $1,000 per year limit for dental treatment won’t take a family very far.

Discount dental plans provide the consumer with an excellent choice for saving money on dental care. These affordable dental plans are reasonably priced alternatives to expensive dental insurance plans. Savings can range from 25% for specialist treatment to 80% for exams. Most major dental services, such as root canals, fillings, crowns and bridges, and orthodontic treatment, offer savings from 50% to 60%, literally cutting a family’s dental bill more than half.

Some added features that a good discount dental plan provides are:

· No limit on visit or services
· Ongoing dental problems are accepted
· Instant savings
· No paperwork
· No age limit
· No waiting period
· Orthodontia and cosmetic dentistry are included

When looking for an affordable dental plan, look for a plan that offers a good choice of dentists in your area, is a member of the National Association of Dental Plans, and has an 800 customer service number. In addition, many dental plans offer value added services such as discounts on vision care, prescriptions, and chiropractic. For more information on affordable dental plans, visit my website at:

1 comment:

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