If you have been following the news or this blog, you know that President Bush vetoed bi-partisan legislation sent to him by Congress that would extend the State Children’s Health Insurance Program (SCHIP) to include more currently uninsured children. The President claims that extending this program would be an extension of socialized medicine, yet the private sector has clearly failed, with 47 million Americans lacking health insurance, to protect the health care of its citizens, including working Americans.
This bill already enjoys a veto proof 2/3 majority in the Senate. The problem is in the House of Representatives. Although 45 Republican Representatives joined with Democrats in the House, the bill is still 21 votes shy of the 2/3 majority needed in the House to override the President’s veto. It is sad that there are some Republicans that will place Conservative ideology ahead of what is good for America’s children.
On October 18th, Congress will vote to override President Bush’s veto. What you must do is call your Representative at 1-866-544-7573. Ask the switchboard operator for your Representative’s office. If you do not know who your representative is visit: http://www.house.gov/. Insert your zip code in the upper left hand corner. Urge him or her to override President Bush’s veto and provide health insurance for millions of American children.
If you are one of the 47 million uninsured Americans and earn too much for Medicaid, visit Health Plans Plus for information on how to find an affordable benefit program.
Showing posts with label health care. Show all posts
Showing posts with label health care. Show all posts
Wednesday, October 17, 2007
Saturday, September 1, 2007
Save Money on Prescriptions
I recently wrote several blog posts describing how patients with more than $90 in prescription medication expenses who were without prescription drug coverage and met certain income eligibility requirements (generally 2 times the Federal poverty level) could qualify for patient assistance programs sponsored by the large pharmaceutical companies. I also described how AmeriPlan®, a discount dental and medical benefits company, had created the Ameriplan® Prescription Advocacy Program to help patients navigate the complicated paperwork required to access these patient assistance programs.
What if you do not qualify for a patient assistance program? How can you save money on your medications?
One thing that you can do is ask your healthcare provider to prescribe the generic version of the more expensive brand name medication. Most generic drugs are cheaper than their brand name equivalents. Both generic and brand name medications must meet the FDA’s rigorous standards, so consumers can be confident that there is no discernable difference between generic and brand name drugs. According to Gary J. Buehler, Director of the Office of Generic Drugs for the FDA: “The American public can be confident that when a generic drug product is approved, it has met the rigorous standards established by the FDA with respect to identity, strength, quality, purity, and potency.
Avoid taking a new and more expensive brand name medication when an older drug is available and is equally effective. In some cases, generic drugs may prove to be safer than brand name medications. Most generic drugs have been on the market for several years, so potential side effects and problems are better known that with newer drugs. The site worstpills.org reports that there have been many more incidences of health problems associated with brand-name drugs than with the older generic drugs. Worstpills.org recommends that consumers stay away from newly launched drugs for several years until both safety and efficacy are well established. For example there have been many reported serious side effects for the type 2 diabetes drug Avandia. The older drug, Glucotrol, provides equally effective blood glucose control without the serious and possibly deadly side effects of Avandia.
Do some comparison shopping. Consumers can cut their prescription drug costs by doing some comparison shopping both locally and online. Compare prices at local pharmacies, supermarkets and department stores. Also, compare different online sources as well. A study by the National Center for Policy Analysis reveals that price comparison shopping can reduce prescription costs for some common drugs up to 90%
Consider enrolling in a discount health plan with a prescription discount card. Even if you have medical insurance, you may not have adequate prescription drug coverage. AmeriPlan® offers several excellent health programs which include an Rx benefit. With AmeriPlan® you can save up to 50% on your prescriptions with even larger discounts available on mail order maintenance medications. These savings are available on all prescriptions at over 50,000 participating pharmacies throughout the Nation. For more information call 1-800-635-3394 or visit: http://www.healthplansplus.net.
What if you do not qualify for a patient assistance program? How can you save money on your medications?
One thing that you can do is ask your healthcare provider to prescribe the generic version of the more expensive brand name medication. Most generic drugs are cheaper than their brand name equivalents. Both generic and brand name medications must meet the FDA’s rigorous standards, so consumers can be confident that there is no discernable difference between generic and brand name drugs. According to Gary J. Buehler, Director of the Office of Generic Drugs for the FDA: “The American public can be confident that when a generic drug product is approved, it has met the rigorous standards established by the FDA with respect to identity, strength, quality, purity, and potency.
Avoid taking a new and more expensive brand name medication when an older drug is available and is equally effective. In some cases, generic drugs may prove to be safer than brand name medications. Most generic drugs have been on the market for several years, so potential side effects and problems are better known that with newer drugs. The site worstpills.org reports that there have been many more incidences of health problems associated with brand-name drugs than with the older generic drugs. Worstpills.org recommends that consumers stay away from newly launched drugs for several years until both safety and efficacy are well established. For example there have been many reported serious side effects for the type 2 diabetes drug Avandia. The older drug, Glucotrol, provides equally effective blood glucose control without the serious and possibly deadly side effects of Avandia.
Do some comparison shopping. Consumers can cut their prescription drug costs by doing some comparison shopping both locally and online. Compare prices at local pharmacies, supermarkets and department stores. Also, compare different online sources as well. A study by the National Center for Policy Analysis reveals that price comparison shopping can reduce prescription costs for some common drugs up to 90%
Consider enrolling in a discount health plan with a prescription discount card. Even if you have medical insurance, you may not have adequate prescription drug coverage. AmeriPlan® offers several excellent health programs which include an Rx benefit. With AmeriPlan® you can save up to 50% on your prescriptions with even larger discounts available on mail order maintenance medications. These savings are available on all prescriptions at over 50,000 participating pharmacies throughout the Nation. For more information call 1-800-635-3394 or visit: http://www.healthplansplus.net.
Monday, August 13, 2007
U.S. Lags Behind 41 Nations in Life Span - Commentary
The following AP article caught my attention the other day when it posted on AOL news: “U.S. Lags Behind 41 Nations in Life Span.” Although the U.S. spends more per capita on health care than any other nation, the article states that Japan and most of Europe surpass the United States in life expectancy.
Dr. Christopher Murray, of the University of Washington, was interviewed for the AP article. He stated that: “Something’s wrong here when one of the richest countries in the world, the one that spends the most on health care, is not able to keep up with other countries.” In fact, U.S. life expectancy moved down from 11th place to 42nd on the list.
Although several factors have contributed to the United States falling behind other industrialized countries, researchers state that a major reason is the fact that over 47 million Americans lack health insurance while our counterparts in Canada and most European countries have universal health care.
In addition to the uninsured, many Americans are underinsured and may lack prescription drug coverage, adequate mental health coverage, or dental insurance. People without adequate health insurance will wait longer before seeking treatment allowing illnesses to become more serious and difficult to treat. The uninsured and underinsured may also skip necessary preventative examinations and treatment. Every day there are people in the U.S. who have to make the difficult choice between skimping on food and paying for their medications. This should not be the case in a wealthy country like the United States.
It is not by choice that many people do not have health insurance. Smaller companies can no longer afford the high cost of health benefits for their employees. This leaves employees to find their own insurance. For those with pre-existing conditions, it may be impossible to find coverage, even for those that can afford the high premiums. For many, the high cost of health care is beyond their means to pay.
Consumer Directed Health Care companies can make paying for health care more affordable. Discount health plans can be combined with high deductible health savings plans to keep costs more affordable for businesses. Discount health plans can also help individuals and families who do not have insurance pay for needed health care by reducing the costs of doctor and dental fees; ancillary services such as lab tests, imaging studies, hearing aids, diabetic supplies; prescriptions; vision; and chiropractic care. For more information on affordable health care plans visit: http://www.healthplansplus.net.
Dr. Christopher Murray, of the University of Washington, was interviewed for the AP article. He stated that: “Something’s wrong here when one of the richest countries in the world, the one that spends the most on health care, is not able to keep up with other countries.” In fact, U.S. life expectancy moved down from 11th place to 42nd on the list.
Although several factors have contributed to the United States falling behind other industrialized countries, researchers state that a major reason is the fact that over 47 million Americans lack health insurance while our counterparts in Canada and most European countries have universal health care.
In addition to the uninsured, many Americans are underinsured and may lack prescription drug coverage, adequate mental health coverage, or dental insurance. People without adequate health insurance will wait longer before seeking treatment allowing illnesses to become more serious and difficult to treat. The uninsured and underinsured may also skip necessary preventative examinations and treatment. Every day there are people in the U.S. who have to make the difficult choice between skimping on food and paying for their medications. This should not be the case in a wealthy country like the United States.
It is not by choice that many people do not have health insurance. Smaller companies can no longer afford the high cost of health benefits for their employees. This leaves employees to find their own insurance. For those with pre-existing conditions, it may be impossible to find coverage, even for those that can afford the high premiums. For many, the high cost of health care is beyond their means to pay.
Consumer Directed Health Care companies can make paying for health care more affordable. Discount health plans can be combined with high deductible health savings plans to keep costs more affordable for businesses. Discount health plans can also help individuals and families who do not have insurance pay for needed health care by reducing the costs of doctor and dental fees; ancillary services such as lab tests, imaging studies, hearing aids, diabetic supplies; prescriptions; vision; and chiropractic care. For more information on affordable health care plans visit: http://www.healthplansplus.net.
Sunday, August 5, 2007
The Importance of Prevention
The tragedy of the I-35 West Bridge in Minneapolis was probably caused by a combination of infrequent bridge inspections, the failure to heed warning signs, and lack of adequate care and maintenance. Our hearts and prayers go out to those people who were killed or severely injured in this tragedy. By some miracle the death toll was not as high as it could have been, but this tragedy could have been averted with a proper schedule of maintenance.
The same is true of our bodies. We should not neglect regular examinations or signs that something is not right. It is important to know your body. Do a skin examination to look for any unusual moles or lesions. Women should do monthly breast self examinations. Make a note of any unusual symptoms that you may have. If they persist, see your health care provider for further evaluation. Don’t neglect periodic medical or dental exams.
Even better, practicing preventive medicine can avoid many of these problems in the first place. Many chronic illnesses such as diabetes, hypertension, and heart disease could be prevented by proper diet, nutrition, and a regular exercise program. Avoidance of additives and junk foods also play a role in preventing illness and poor health. The use of vitamins and supplements can also limit the ravages of the aging process.
Often people forgo preventive care because they lack money. As was said very often this past week, a bridge shouldn’t fall into a river in the United States. It should also be said that all Americans should have access to proper healthcare no matter what their level of income. For some ideas on how to reduce the cost of healthcare, visit my website at: http://www.healthplansplus.net.
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